See 15 reasons to work with a registered dietitian →

See 15 reasons to work with a registered dietitian →

Find a Registered Dietitian Covered By Insurance

Pay as little as $0 out of pocket for nutrition care.

We believe high-quality nutrition care should be accessible to everyone. That’s why we’re proud to offer medical nutrition therapy (MNT) that’s in-network for most major health insurance providers, including Aetna, BCBS, Cigna, and United Healthcare.

We’re in-network with most major insurance plans

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Don’t have or don’t want to use insurance? Check out our affordable memberships →

Are registered dietitian nutritionist visits covered by insurance?

The short answer is, yes! 93% of Culina Health patients access virtual nutrition counseling as an in-network benefit through their insurance, many with low or no copays. Thanks to the Affordable Care Act, health insurance companies must cover nutrition counseling from a Registered Dietitian (RD) or a Registered Dietitian Nutritionist (RDN) for at-risk individuals. 

If you have an out-of-network plan, you may be eligible to be reimbursed for our nutrition counseling services if your plan provides out-of-network coverage. However, you are responsible to know and understand the specific benefits of your plan, along with any financial responsibility you might have for our services.

Culina Health registered dietitians accept insurance for all conditions, and you can also use your HSA and FSA funds to cover any copays, coinsurances, or out-of-pocket costs.

Accessible nutrition care with insurance coverage across the United States

Search our list of in-network insurance plans below. We update this list regularly. For most up-to-date coverage, email us at info@culinahealth.com or call us at (917) 647-1665.  

Aetna
AllWays Health Partners
Anthem Blue Cross
Anthem Blue Cross Blue Shield
Arkansas Blue Cross Blue Shield
Blue Cross Blue Shield
Blue Cross Blue Shield Federal Employee Program
Blue Cross Blue Shield of Arizona
Blue Cross Blue Shield of California
Blue Cross Blue Shield of Georgia
Blue Cross of Idaho
Blue Cross Blue Shield of Illinois
Blue Cross Blue Shield of Kansas
Blue Cross Blue Shield of Kansas City
Blue Cross Blue Shield of Louisiana
Blue Cross Blue Shield of Massachusetts
Blue Cross Blue Shield of Michigan
Blue Cross Blue Shield of Minnesota
Blue Cross Blue Shield of Nebraska
Blue Cross Blue Shield of New Mexico
Blue Cross Blue Shield of North Carolina

Blue Shield of Northeastern New York
Blue Cross of Northeastern Pennsylvania
Blue Cross Blue Shield of Rhode Island
Blue Cross Blue Shield of South Carolina
Blue Cross Blue Shield of Texas
Blue Cross Blue Shield of Vermont
Blue Cross Blue Shield of Wyoming
Capital Blue Cross
CareFirst Blue Cross Blue Shield (Health)
Cigna
Empire Blue Cross Blue Shield (Health)
Florida Blue: Blue Cross Blue Shield of Florida
Highmark Blue Cross Blue Shield
Highmark Blue Shield
Highmark BCBS of Delaware
Horizon BCBS of New Jersey
Independence Blue Cross
Premera Blue Cross
Regence BCBS
UnitedHealthcare
Wellmark BCBS

See a virtual registered dietitian with insurance coverage

Insurance Responsibility and Information

We know firsthand that dealing with insurance companies can be confusing. Don’t worry—we’re here to help. 

Allowed Amount: Your "allowed amount" is the maximum your insurance plan will pay for a covered healthcare service. The "allowed amount" is also called an "eligible expense," "payment allowance," or "negotiated rate." You may have to pay the difference if your provider charges more than the plan's allowed amount. We will not know your allowed amount until after your claim is processed.

CPT Code: Current Procedural Terminology (CPT®) codes provide a uniform for coding medical procedures and services that insurance companies use to bill for services.

Coinsurance: Some insurance plans have coinsurance, a form of cost-sharing that allows you to split the cost of care between you and your insurance company. Most insurance plans with coinsurance require you to pay a percentage of the cost of care after you’ve met your deductible.

For example, let's say your health insurance plan's allowed amount for an office visit is $100, and your coinsurance is 20%. If you've already met your deductible, then you will owe 20% of $100, or $20, with your insurance company paying the rest. If you have not yet met your deductible, then you will pay the full allowed amount.

Copay: An insurance copay is a contribution made by the patient/policyholder toward the cost of medical treatment or other healthcare services. Many plans cover nutrition counseling as a preventative benefit; if this is the case with your policy, there may be no copay required. Different insurance plans have different copay amounts, and sometimes copay amounts vary depending on the type of healthcare treatment or service. If your plan does require a copay, we will bill you after your insurance plan applies it to your claim. This timeframe can range from 1-6 weeks after your session.

Deductible: A deductible is a form of cost sharing where your insurance company does not start paying for in-network care until you have paid the deductible amount yourself in full. Let’s say you have a $1,000 deductible; you will pay for your nutrition counseling sessions at the contracted rate. You can contact your insurance company for specific plan details.

Usually, deductibles reset every year. So if you meet your $1,000 by June, your insurance company will take over payment until the deductible restarts at $1,000 the following January. Once you meet your plan’s deductible, most insurance providers typically only require a copayment or coinsurance for additional covered services up to an out-of-pocket maximum.

Insurance Terms To Know

A glossary of frequently-used insurance terms to help you when checking your benefits

Verifying Your Benefits

A step-by-step guide to determining your nutrition care coverage.

While we are proudly in-network with most major health insurance companies, coverage can vary depending on your specific provider and plan, so it’s important to check! Be sure to write down the information you receive and bring it with you to your first appointment.

We created a downloadable guide to walk you through the process of verifying your benefits that includes all the info you need, such as diagnosis codes and a script of questions to ask.

Working With a Dietitian for Chronic Disease

The Affordable Care Act mandates that all health insurance companies cover medical nutrition therapy (MNT) from a registered dietitian for at-risk individuals with chronic disease. MNT is an effective disease management approach that slows disease progress, slows disease progression, and lessens chronic disease risk. 

Nutrition counseling has been proven to be effective for weight loss, renal disease management, diabetes management, and more, along with lowering cholesterol and reducing risk of heart disease and stroke in all patients. 

If you’ve been diagnosed with chronic kidney or liver disease, obesity, type II diabetes or cardiovascular disease, you can benefit greatly from the ongoing support of a registered dietitian, and your insurance plan likely has generous coverage for your dietitian visits. 

Culina Health registered dietitians are uniquely qualified to help patients with chronic disease because we are all clinically trained in hospitals, and also specialize in lifestyle and behavior change. 

Our registered dietitians specialize in treating chronic diseases including:

Renal and liver disease
Cardiovascular disease
Obesity
Type II Diabetes

Conditions We Treat

Our registered dietitian nutritionists meet with patients virtually to support their nutrition care for a variety of health diagnoses and conditions, including patients with chronic diseases and presenting with multiple conditions. We always take into account patient lifestyle, culture, environment, schedule, and other preferences in our care plans.

Other Specialties

Pediatric and Family Nutrition

Autoimmune and Inflammation

Pregnancy and Postpartum Nutrition

Eating Disorders

Cancer Care Nutrition

Exercise and Sports Nutrition

Insurance FAQs

How do I check if I am covered?

See our Insurance Verification Guide for a step-by-step guide to determining your nutrition care coverage with your insurance company. As the policyholder, it’s your responsibility to determine your coverage, and payment of any claims denied by insurance, Medicare, or third-party companies. We will always do our best to explain your policy and advise you on your options. If you have questions you can always email us at info@culinahealth.com or call us at (917) 647-1665. 

What do I do if my insurance changes?

If your insurance changes, please update our team with a copy of your most current insurance card. You can update your information directly in the patient portal or email us at info@culinahealth.com. We will bill the insurance on file until you provide us with your most updated information.

What if I have secondary insurance information?

Please email information about your secondary insurance policy (including photos of the front and back of your insurance card) to info@culinahealth.com so we have it on file for you. We will file a claim on your secondary insurance if your primary policy leaves a balance.

What if my insurance doesn’t cover my dietitian visits?

If you are paying out of pocket, we will notify you if you’re eligible for reimbursement directly from your insurance company and provide you with all the documentation and details you need to submit a claim. We also offer affordable membership options. 

Do you accept Medicare?

We do have a limited amount of Medicare coverage, which we are working hard to expand. Contact us at info@culinahealth.com to discuss your Medicare coverage or explore our affordable self-pay membership plans.

View all of our Frequently Asked Questions →

Contact Us: Our team is available Monday-Friday from 8am-8pm EST.
You can reach us via email at info@culinahealth.com and by phone at (917) 647-1665.

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